Checking Services with us.

Regular Checking:
Our Regular Checking Accounts have a lot to offer! Our helpful and knowledgeable New Account Representatives can help you open yours today. Come by or call us at 580-435-2221 or Toll Free at 800-435-0043. There is no minimum balance requirement to open or maintain a regular checking account. There are no monthly service charges. As our customer, you will not be charged for cashing checks that are not drawn on us. This type of account is available to individuals, couples, non-profit organizations, business, corporations, trusts or estates.

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NOW Accounts:
You don't want your money to sit in a regular checking account? Put it in a NOW Account and watch your money start working for you today! Requires $500.00 minimum deposit to open this account. A service fee of $10.00 will be imposed every statement cycle if the average daily balance for the NOW account falls below $500.00. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. The period we use is calendar month. This account offers unlimited check writing. Interest is compounded and paid to your account each month. For more information, call one of our account representatives today at 580-435-2221 or Toll Free at 800-435-0043.

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Super NOW Accounts:
They are more flexible than a CD. They earn more money than a NOW Account. It may be just right for you! Requires $2,500.00 minimum deposit to open this account. A service fee of $5.00 will be imposed every statement cycle if the average daily balance for the Super NOW Account falls below $2,500.00. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. The period we use is calendar month. This account offers unlimited check writing. Interest is compounded and paid to your account each month. For more information, call one of our account representatives today at 580-435-2221 or Toll Free at 800-435-0043.

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Convenience:
For your convenience we offer 24 hour night depository and bank by mail services. Contact us for more information. For more information and current interest rates call one of our friendly account representatives today at 580-435-2221 or Toll Free at 800-435-0043.