What we can do for you.




Regular Checking: Our Regular Checking Accounts have a lot to offer! Our helpful and knowledgeable New Account Representatives can help you open yours today. Come by or call us at 580-435-2221 or Toll Free at 800-435-0043. There is no minimum balance requirement to open or maintain a regular checking account. There are no monthly service charges. As our customer, you will not be charged for cashing checks that are not drawn on us. This type of account is available to individuals, couples, non-profit organizations, business, corporations, trusts or estates.

NOW Accounts: You don't want your money to sit in a regular checking account? Put it in a NOW Account and watch your money start working for you today! Requires $500.00 minimum deposit to open this account. A service fee of $10.00 will be imposed every statement cycle if the average daily balance for the NOW account falls below $500.00. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. The period we use is calendar month. This account offers unlimited check writing. Interest is compounded and paid to your account each month. For more information, call one of our account representatives today at 580-435-2221 or Toll Free at 800-435-0043.

Super NOW Accounts: They are more flexible than a CD. They earn more money than a NOW Account. It may be just right for you! Requires $2,500.00 minimum deposit to open this account. A service fee of $5.00 will be imposed every statement cycle if the average daily balance for the Super NOW Account falls below $2,500.00. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. The period we use is calendar month. This account offers unlimited check writing. Interest is compounded and paid to your account each month. For more information, call one of our account representatives today at 580-435-2221 or Toll Free at 800-435-0043.

Convenience: For your convenience we offer 24 hour night depository and bank by mail services. Contact us for more information. For more information and current interest rates call one of our friendly account representatives today at 580-435-2221 or Toll Free at 800-435-0043.

Savings Account: The Hopeton State Bank Passbook Savings Accounts are a great way to start your own personal financial plan. They are also just right for encouraging children to work toward financial goals of their own. A minimum deposit of $50.00 opens this account. A service fee of $6.00 will be imposed every statement cycle if the average daily balance for the savings falls below $10.00. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. The period we use is quarterly. Interest will be paid on accounts that meet the average minimum balance requirement of $10. Interest is compounded and credited to your account quarterly. You are allowed up to nine withdrawals per quarter at no charge. A fee of $1.00 per withdrawal will be charged for each withdrawal in excess of nine per quarter.

Transaction Limitations: Withdrawals or other transfers from a Savings account to another account or to third parties by preauthorized, automatic, telephone, or computer transfer are limited to six per month with no transfers by check, or similar order to third parties.Our Passbook Savings Accounts are ATM accessible. For more information and current interest rates call one of our friendly account representatives today at 580-435-2221 or Toll Free at 800-435-0043.

Auto Loans: Let The Hopeton State Bank help you purchase or refinance your new automobile.

Agriculture Loans: The Hopeton State Bank takes pride in lending money to farmers and ranchers. Agricultural loans can be used for numerous investments like livestock and farm equipment. Our agricultural loan officers would be more than happy to sit down and discuss your lending options.

Personal Loans: With instant borrowing power and check-writing convenience, The Hopeton State Bank's Personal loan is a simple and easy way to borrow money. Personal loans are loans for computers, engagement ring etc.

Commercial Loans: Commerical Loans can be used for a number of business needs. Whether you are starting a new business or expanding your current business, we have a loan that will meet your needs. A loan officer will sit down with you and discuss all of your options.

Other Loans: Contact us for more information at 580-435-2221 or Toll Free at 800-435-0043.

Debit Cards: Come on in and get a debit card when you open your checking account. Our debit card is conveniet and useable almost anywhere!

Safe Deposit Box: Rental Fees are per year. Prices range from $10 to $25 depending on size. For more information call one of our friendly representatives today at
(580)-435-2221.

Certificate of Deposit: The Hopeton State Bank offers a variety of CD's to fit your investment needs. Minimum deposit for a CD is $1000.00. Certificates are written with a fixed interest rate for the selected term. Certificate terms available are three, six, twelve, and eighteen, twenty four and thirty six months. You decide if the certificate has a single maturity date or is automatically renewable. Withdrawals from certificates prior to maturity are subject to penalty which are listed on our 'Certificate of Deposit'page.

For more information and current interest rates call one of our friendly account representatives today at 580-435-2221 or Toll Free at 800-435-0043.